Put Down Roots and Flourish
Whether you’re a first time home-buyer, refinancing your existing mortgage, or purchasing a new property, ORNL FCU offers mortgage loans designed to help you thrive.
Competitive Loan Rates
Benefit from low interest rates.
Simple Application Process
Stress-free applications with fast processing help you quickly get financing.
Convenient Payment Options
Make payments at your local branch, Interactive Teller Machine (ITM), or online 24/7.
Dedicated Member Support
Build a successful financial future with our committed team of financial advisors.
Buy, Build, or Refinance — and Thrive.
At ORNL FCU, we offer mortgage loans designed to fit your specific needs, with your best interest in mind.
- Choose from personalized loans with terms from 10–30 years.*
- Local loan processing and underwriting.
- 100% financing available.*
- Select jumbo loans, construction loans, permanent loans, and vacant land loans (up to 80% loan-to-value).*
See Current Rates on Mortgage Loans
Meet Our Mortgage Team
Mortgage Loan Originator - Kingston and Loudon
Mortgage Loan Originator - Morristown, Sevierville, and Millertown
Mortgage Loan Originator - Clinton and LaFollette
Mortgage Loan Originator - Oak Ridge Branches
Mortgage Loan Originator - Farragut and West
Mortgage Loan Originator - Halls, Fountain City, and Maynardville FC
Mortgage Loan Originator - Karns, Middlebrook FC, and North Knoxville
Mortgage Loan Originator - Bearden, East, and South